|Now offering free online Home Banking services - check
your balance and history, transfer or withdraw funds, make
Problems Accessing Online Banking?|
If you are
experiencing problems with It's Me 247 Online Banking,
please check to see if your computer is using Internet
Explorer 5 or 6 (IE5 or IE6). A
recent bulletin from Microsoft has alerted us that Internet
Explorer versions 5 and 6 are no longer supported by
Microsoft, and that these browsers can no longer be considered
offers two new browser versions – IE7 and IE8 – and both are
free. IE Version 9 is also available in beta-test mode –
however, we are not encouraging our members to upgrade to this
supported web browsers include Mozilla Firefox, Google Chrome,
and Apple Safari. For links to download the new
browsers, please click here:
|If you receive the following texts or emails from CUNA or
the "National Credit Union Association", please do not respond
or click on any links provided.
"Please call immediately about
restrictions placed on your account -
"Your Credit Union Rewards
THIS IS AN IDENTITY THEFT SCAM! Please do not call
the number or click any e-mail links!
Someone is trying to get your personal information. Neither
CUNA nor Degussa Employees Federal Credit Union
sent out this email. Please be aware that the credit union
does not collect your personal information in this manner.
If you are concerned about identify theft, please contact
the credit union to ensure that your account information is
correct. Verify all statements to ensure that the
transactions are correct. Use It's Me 247 home
banking to keep an eye on your account history.
and Debit Cards
Enjoy the convenience of a Degussa Employees FCU VISA
Debit Card - call us today!
Degussa Employees FCU Participates in the MoneyPass
is a network of Elan Financial Services, one of the nation’s
leading providers of comprehensive ATM and debit card processing solutions
for financial institutions, Independent Sales Organizations and
retailers. MoneyPass provides surcharge free access at more than
16,000 ATMs across the United States; allowing cardholders of
participating financial institutions to access their money where they
live, work and travel. With over 1,100 participating financial
institutions, more than 20 participating Independent Service Organizations
(ISOs) and 36 million active cards, MoneyPass is a rapidly growing
surcharge-free network whose emphasis is on cost efficient membership
options, flexible terms and accessible locations. For more information,
call 1-800-343-7064 or visit www.moneypass.com for
ATM’s in your area.
||Protect your Identity
5 identity theft prevention tips:
1. Don't give ANYONE access to your PIN #s.
2. Don't leave financial mail or statements lying around your
house or your car -- you'd be appalled at how much information can
be gleaned from your checkbook, bank statements, credit card account
statements and tax records.
3. When you are discarding things,
shred any personal documents that may contain personal or financial
4. As much as possible, sign up for electronic
banking and account monitoring, and then review your accounts
regularly. Any fraud will be detected sooner -- and more easily --
than if you wait for monthly mail.
5. Review your credit report,
bank accounts and credit card bills frequently. Self detection is
the best way to find out about identity fraud
Don't Worry -
Don’t worry! You’re protected using your DEFCU VISA Debit
Did you know that you have built-in fraud protection when you
shop with your DEFCU Visa Debit Card? When you press ‘credit’ at the
keypad and sign for your purchases, you are protected by Zero Liability.
One of the many benefits of your DEFCU Visa Debit Card is 100% protection
against unauthorized use of your card if it’s ever lost or stolen.
*** Eligible transactions include
most purchases made with your debit card that do not require a personal
identification number (PIN). U.S.-issued cards only. Cardholder must
notify issuer promptly of any unauthorized use.
Lost or Stolen Cards Immediately!
To report a lost or
stolen Credit Card: 1-800-301-2424
To report a lost or
stolen Debit Card: 1-800-456-4307
Phone lines are staffed 24 x 7, so call
Rules for Debit and ATM Cards
Federal Reserve rules give debit and ATM card users additional options
regarding overdrafts. In the coming months, Degussa Employees Federal
Credit Union along with other banks, credit unions, and other financial
institutions must offer you the ability to make decisions about overdrafts
for transactions made with your debit or ATM cards.
After August 15, 2010, we are no longer be able to
pay overdrafts on your one-time debit transactions or ATM transactions
UNLESS we receive your consent to “opt-in”.
- Have you ever made a mistake in your checkbook, which
led you to spend more money than you actually had?
- Have you and your spouse ever unknowingly made debit
card purchases at the same time without having enough funds in your
account to cover both of your purchases?
- Have you ever needed cash fast from the ATM but your
paycheck had not been deposited into your account yet?
If you answered “yes” to any of these questions, chances
are you were still able to make your purchase(s) or obtain your funds
thanks to DEFCU’s Standard Overdraft service. Our Standard Overdraft is
designed to cover your overdrafts saving embarrassment and the extra
hassles in your already busy day. DEFCU pays overdrafts for the following
transactions: one-time debit transactions (point-of-sale), ATM
transactions, checks, and other transactions made using your checking
Be sure to pick up an “Opt-In” consent form at the credit
Monday - Friday
8:30AM - 4:30PM
2013 Holiday Schedule
The credit union will be
January 1st –
January 21st –
February 12th –
February 18th –
July 4th –
September 2nd –
November 11th –
November 28th -
November 29th -
December 24th –
December 25th -
December 31st -
1:30 p.m.) – New Year’s Eve
While we may be closed on these days, please remember you can
always conduct your credit union transactions through our home
banking system - IT’S ME
247 - or CU*TALK audio response
(Access Code 810)
Your Savings are Insured
Credit union funds are insured to $250,000 by the
National Credit Union Administration, a U.S. Government
Agency, and backed by the full faith and credit of the United States
Find out more about Federal insurance on savings with NCUA's Share
Insurance Tool Kit - click here.
Federal Credit Union does not ask for account numbers, passwords or
Social Security Numbers through e-mail. If you receive a request for
this information, you should delete it immediately.