 Online Banking |
| Now offering free online Home Banking services - check
your balance and history, transfer or withdraw funds, make
loan payments. | |
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Problems Accessing Online Banking? |
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If you are
experiencing problems with It's Me 247 Online Banking,
please check to see if your computer is using Internet
Explorer 5 or 6 (IE5 or IE6). A
recent bulletin from Microsoft has alerted us that Internet
Explorer versions 5 and 6 are no longer supported by
Microsoft, and that these browsers can no longer be considered
secure.
Microsoft
offers two new browser versions – IE7 and IE8 – and both are
free. IE Version 9 is also available in beta-test mode –
however, we are not encouraging our members to upgrade to this
version yet.
Other
supported web browsers include Mozilla Firefox, Google Chrome,
and Apple Safari. For links to download the new
browsers, please click here:
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| Fraud
Alerts |
| If you receive the following texts or emails from CUNA or
the "National Credit Union Association", please do not respond
or click on any links provided.
"Please call immediately about
restrictions placed on your account -
888-645-1787"
or
"Your Credit Union Rewards
You",
THIS IS AN IDENTITY THEFT SCAM! Please do not call
the number or click any e-mail links!
Someone is trying to get your personal information. Neither
CUNA nor Degussa Employees Federal Credit Union
sent out this email. Please be aware that the credit union
does not collect your personal information in this manner.
If you are concerned about identify theft, please contact
the credit union to ensure that your account information is
correct. Verify all statements to ensure that the
transactions are correct. Use It's Me 247 home
banking to keep an eye on your account history.
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Welcome! |
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Welcome to Degussa Employees Federal Credit Union, a
full-service, member-owned financial cooperative. Loans, checking
and savings accounts, debit cards and online banking - it's all here for
you and your family! All Evonik employees and their immediate family
members are eligible to join.
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TAKE 2.00% APR
OFF
AUTOMOBILE
AND
BOAT LOAN
RATES
FOR A LIMITED TIME ONLY!
(SUBJECT TO CHANGE WITHOUT NOTICE)
Your rate could be as low as . .
.
.75%
APR on an Automobile Loan**
4.50%
APR on a Boat Loan**
**RATES BASED ON YOUR
LOAN
QUALIFICATIONS AND
TERMS |
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HOME EQUITY LOANS
• TAKE A DREAM VACATION
• PAY FOR
COLLEGE
• CONSOLIDATE DEBTS
• MAKE HOME
IMPROVEMENTS
The money for the things you want is in
the palm of your hand with our NEW
Home Equity Line of Credit
Loans!
• Low rates* and convenient access
• As an incentive to have you try our new Home Equity Line of
Credit, the credit union will pay one half of your closings costs.
This is a limited time offer and certain restrictions apply. See us
for details.
*Call for current rates.
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We
are proud to offer:
Free
Bill Pay by VISA®
PAY
YOUR BILLS ON-LINE THE SAFE & SECURE WAY WITH
BILLEO® and
BILLEO®+
Use
your VISA®
debit
or credit card!
Billeo gives you a fast,
easy and intelligent way to exercise choice and control over your
online purchases and payments. Our award-winning toolbar streamlines
online navigation and transactions of online shopping and bill
payments. Payments go immediately to providers and retailers and
electronic receipts are automatically filed for
customers.
Billeo+
offers all the great features of the Billeo Browser
App, while adding secure, encrypted cloud-based data storage.
With Billeo+’s cloud-based storage, you can now access your Billeo
eWallet, passwords, and receipts from anywhere.
 
 
Save
Time Find
Offers
Pay
Smart
Shop Easy
For a detailed breakdown
of the features you get with the Billeo
Toolbar, please
visit our
website at www.billeo.com
 Copyright © 2012 Billeo,
Inc.
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E-Statements and
Mobile Banking!
Sign up TODAY
at
www.degussaemployeesfcu.com
“IT’S ME 247”
On-Line
Banking
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Private Student
Loans
The Degussa Employees Federal Credit
Union Smart
Option Student Loan®by Sallie Mae®is
an ideal
solution to help bridge that gap
between federal
loans and the cost of your education
expenses.
The Smart Option Student Loan features and
benefits:
- Competitive Interest Rates
- Borrow up to 100% of school certified
education costs (minimum $1,000)
- Multiple in-school repayment options
available
- Borrower benefits available –like rewards
and interest rate reductions
- Rates that reward creditworthy
borrowers
- Applying with a creditworthy cosigner may
help you qualify and/or receive a lower rate
- Fast Online Application. Our
easy-to-complete application takes about 20 minutes. It's quick
and easy.
- 24/7 online account
management.
- No prepayment penalty.
To learn more or to apply, please get started here.
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NEW ATM AND NIGHT DEPOSITORY
LOCATED
AT THE CREDIT UNION
BUILDING
24 Hour Cash at your
Fingertips
Drop off a Deposit or Payment
anytime!
Visit our ATM in the Admin Building on
the North-Site of the Mobile Plant. |
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Get up to $6,000.00* from
your Credit Union |
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-
Consolidate Bills
-
Home or Car Repairs
-
Unexpected Expenses
*
Apply for up to $6,000.00 in loans. For Qualified Members
based on your credit worthiness and credit score, certain
restrictions apply.
Click here to apply online, or call us at (251)
443-3598.
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Lower your Credit Card
Rate |
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Transfer your high
interest credit card balance
to a DEFCU Visa®
Credit Card
Get 4.50% APR* on your balance transfer
Take up to 12
months to pay*
Don’t have a DEFCU Credit Card?
Apply today and
start enjoying the privileges of being a Credit Union
member!
* Any remaining balance will calculate at your
regular low APR based on your creditworthiness and
qualification.
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Need Cash Quickly?
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Your credit union has these services available:
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VISA CASH
ADVANCES*
(Any
credit card with the VISA logo) |
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WIRE
TRANSFERS*
(Domestic
and International)
*Call the credit union for details and applicable
fees |
Be an Owner!
Although the Credit Union offers similar services as a
bank, the Credit Union is not a bank. The Credit Union is composed
of members that take part in a not-for-profit, full service financial
cooperative that shares its successes with its members. This
cooperative structure enables DEFCU to distribute profits to the
membership in the form of:
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Higher dividends on savings
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Lower interest rates on
loans |
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Low or no fees for services
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State-of-the-art technology
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Members are the owners of the Credit Union and each have
an equal voice. Economic democracy is practiced at the Credit Union by
you, the member, voting annually for the Board of Directors. Everyone has
a voice. The credit union idea of self-help monetary services was
created in the mid-19th century and in 1909 the first U.S. credit union
was established. Today, almost 85 million Americans are credit union
members. So, when you say, "DEFCU is my credit union", you really
mean it!
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Hours of
Operation
Monday - Friday
8:30AM - 4:30PM
2013 Holiday Schedule
The credit union will be
closed:
Tuesday,
January 1st –
New Years
Day
Monday,
January 21st –
MLK
Day
Tuesday,
February 12th –
Mardi Gras
Day
Monday,
February 18th –
Presidents
Day
Monday, May
27th –
Memorial
Day
Thursday,
July 4th –
Independence Day
Monday,
September 2nd –
Labor
Day
Monday,
November 11th –
Veterans
Day
Thursday,
November 28th -
Thanksgiving Day
Friday,
November 29th -
Thanksgiving Holiday
Tuesday,
December 24th –
Christmas
Eve
Wednesday,
December 25th -
Christmas
Day
Wednesday,
December 31st -
(Close at
1:30 p.m.) – New Year’s Eve
While we may be closed on these days, please remember you can
always conduct your credit union transactions through our home
banking system - IT’S ME
247 - or CU*TALK audio response
at
1-800-860-5704
(Access Code 810)
Your Savings are Insured
Credit union funds are insured to $250,000 by the
National Credit Union Administration, a U.S. Government
Agency, and backed by the full faith and credit of the United States
Government.
Find out more about Federal insurance on savings with NCUA's Share
Insurance Tool Kit - click here.
Privacy
Degussa Employees
Federal Credit Union does not ask for account numbers, passwords or
Social Security Numbers through e-mail. If you receive a request for
this information, you should delete it immediately.
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